The idea that people who don't buy coverage should not receive benefits. Prohibits uninsured drivers from collecting damages from insured drivers. In most states with this law, uninsured drivers may not sue for noneconomic damages such as pain and suffering. In other states, uninsured drivers are required to pay the equivalent of a large deductible ($10,000) before they can sue for property damages and another large deductible before they can sue for bodily harm.

"No-pay, No-play" In Context

"It's almost the same as an uninsured driver," Reynolds said. Some states now have what's called "no pay, no play" laws where uninsured motorists can't sue for pain and suffering. New Jersey is one of them. It also has a mandatory one-year ..."