A
- A Rates
- A-share Variable Annuity
- A.S.
- AAIS
- AAMGA
- AAU
- Accelerated Death Benefits
- Accident And Health Insurance
- Accidental Death And Dismemberment Insurance
- Account Receivables
- ACFE
- ACORD
- Actual Cash Value
- Actuary
- AD&D
- ADA
- ADB
- Additional Living Expenses
- ADEA
- Adjuster
- Administrative Services Only
- Admitted Assets
- Admitted Company
- Adverse Selection
- Affinity Sales
- Aftermarket Parts
- Age Discrimination In Employment Act
- Agency Companies
- Agent
- AIA
- AIME
- AIU
- Alien Insurance Company
- Allied Lines
- Alphabet Broker
- Alternative Dispute Resolution / Adr
- Alternative Markets
- American Association Of Insurance Services
- American Association Of Managing General Agents
- American Insurance Association
- American International Underwriters Corporation
- American Society Of Insurance Management, Inc.
- American Trial Lawyers Association
- Americans With Disabilities Act
- Annual Annuity Contract Fee
- Annual Renewable Term Insurance
- Annual Statement
- Annuitant
- Annuitization
- Annuity
- Annuity Accumulation Phase Or Period
- Annuity Administrative Charges
- Annuity Beneficiary
- Annuity Contract
- Annuity Contract Owner
- Annuity Death Benefits
- Annuity Insurance Charges
- Annuity Investment Management Fee
- Annuity Issuer
- Annuity Prospectus
- Annuity Purchase Rate
- Antitrust Laws
- Apportionment
- Appraisal
- Arbitration
- Arson
- AS0
- ASIM
- Asset-backed Securities
- Assets
- Assigned Risk Plans
- Associated Aviation Underwriters
- Association For Cooperative Operations Research And Development
- Association Of Certified Fraud Examiners
- Association Of Trial Lawyers Of America
- ATLA
- AUS
- Auto Insurance Policy
- Auto Insurance Premium
- Automated Underwriting Systems
- Automatic Sprinkler
- Automatic Sprinklers
- Average Indexed Monthly Earnings
- Aviation Insurance
B
- B-share Variable Annuity
- Balance Sheet
- Bank Holding Company
- Basis Point
- Beach And Windstorm Plans
- BI
- Binder
- Blanket Insurance
- Bodily Injury
- Bodily Injury Liability Coverage
- Boiler And Machinery Insurance
- Bond
- Bond Rating
- Book Of Business
- BOP
- Broker
- Burglary And Theft Insurance
- Business Income And Extra Expense Insurance
- Businessowners Policy
C
- C-share Variable Annuities
- California Insurance Wholesalers Association
- Capacity
- Capital
- Capital Markets
- Captive Agent
- Captive Insurance Company Association
- Captives
- Car Year
- Carriage Of Goods By Sea Act
- Case Management
- Catastrophe
- Catastrophe Bonds
- Catastrophe Cover
- Catastrophe Deductible
- Catastrophe Factor
- Catastrophe Model
- Catastrophe Reinsurance
- CE
- Cell Phone Insurance
- Central Processing Unit
- Certified Insurance Counselor
- CGL
- Chartered Financial Consultant / Chfc
- Chartered Life Underwriter
- Chartered Life Underwriter / Clu
- Chartered Property Casualty Underwriter
- Chartered Property/casualty Underwriter / Cpcu
- Chief Risk Officer
- CIC
- CICA
- CIF
- CIWA
- Claims Made Policy
- CLU
- COB
- Cobra
- COGSA
- COIL
- Coinsurance
- Collateral
- Collateral Source Rule
- Collision Coverage
- Combined Ratio
- Commercial General Liability Insurance / Cgl
- Commercial General Liability Policy
- Commercial Lines
- Commercial Multiple Peril Policy
- Commercial Package Policy
- Commercial Paper
- Commission
- Community Rating Laws
- Competitive Replacement Parts
- Competitive State Fund
- Complaint Ratio
- Completed Operations Coverage
- Comprehensive Coverage
- Compulsory Auto Insurance
- Conference Of Insurance Legislators
- Consolidated Omnibus Budget Reconciliation Act Of 1985
- Contingent Liability
- Continuing Education
- Coordination Of Benefits
- Cost, Insurance And Freight
- Coverage
- CPCU
- CPP
- CPU
- Crash Parts
- Credit
- Credit Derivatives
- Credit Enhancement
- Credit Insurance
- Credit Life Insurance
- Credit Rating
- Credit Score
- Crime Insurance
- CRO
- Crop-hail Insurance
D
- Declaration
- Deductible
- Defense Research Institute, Inc.
- Deferred Annuity
- Defined Benefit Plan
- Defined Contribution Plan
- Demand Deposit
- Demutualization
- Depository Institution
- Deregulation
- Derivatives
- Diagnostic Related Group
- DIC
- Difference In Conditions
- Difference In Conditions Insurance
- Diminution Of Value
- Direct Premiums
- Direct Sales/ Direct Response
- Direct Writers
- Directors And Officers Liability Insurance/d&o
- Dividend
- Domestic Insurance Company
- DRG
- DRI
E
- Early Warning System
- Earned Premium
- Earthquake Insurance
- ECO
- Economic Loss
- EDP
- EEOC
- EIFS
- Election Period
- Elective Contributions 401
- Electronic Commerce / E-commerce
- Electronic Data Processing Coverage
- Elimination Period
- Employee Dishonesty Coverage
- Employee Retirement Income Security Act / Erisa
- Employee Retirement Income Security Act Of 1974
- Employee Stock Ownership Plan
- Employer’s Liability
- Employment Practices Liability Coverage
- Employment Related Practices Liability Insurance
- Employment-related Practices Liability
- Endorsement
- Environmental Impairment Liability Coverage
- Environmental Protection Agency
- EPA
- EPL
- EPLI
- Equal Employment Opportunity Commission
- Equity
- Equity Indexed Annuity
- ERISA
- ERP
- ERPL
- Errors And Omissions Coverage / E&o
- Escrow Account
- ESOP
- Excess And Surplus Lines
- Excess Of Loss Reinsurance
- Excess Worker Compensation
- Exclusion
- Exclusive Agent
- Exclusive Remedy
- Expense Ratio
- Experience
- Exposure
- Extended Coverage
- Extended Replacement Cost Coverage
- Extended Reporting Period
- Exterior Insulation And Finish Systems
- Extra Contractual Obligations
F
- F.I.A.
- Facultative Reinsurance
- Fair Access To Insurance Requirements Plans / Fair Plans
- Fair Credit Reporting Act
- Farmowners-ranchowners Insurance
- Farmowners-ranchowners Policy
- FAS
- FASB
- FC&S
- FCIA
- FCRA
- Federal Employees' Group Life Insurance Policy
- Federal Funds
- Federal Insurance Administration / Fia
- Federal Reserve Board
- FEGLI
- Fellow Of The Institute Of Actuaries
- FIA
- Fidelity Bond
- Fiduciary Bond
- Fiduciary Liability
- File-and-use States
- Financial Accounting Standards Board
- Financial Guarantee Insurance
- Financial Responsibility Law
- Finite Risk Reinsurance
- Fire Insurance
- First Surplus Treaty
- First-party Coverage
- Fixed Annuity
- Floater
- Flood Insurance
- FO-RO
- FOB
- Forced Place Insurance
- Foreign Credit Insurance Association
- Foreign Insurance Company
- FPA
- Fraud
- Free Along Side
- Free Of Capture & Seizure
- Free Of Particular Average
- Free On Board
- Free-look Period
- Frequency
- Fronting
- Full Interest Admitted
- Futures
G
- GAAP
- Gap Insurance
- Garagekeepers Legal Liability
- Generally Accepted Accounting Principles
- Generally Accepted Accounting Principles/gaap
- Generic Auto Parts
- GIC
- GKLL
- Glass Insurance
- GLB
- GNWPI
- Graduated Driver Licenses
- Gramm-leach-bliley Act
- Gross Net Written Premium Income
- Gross Vehicle Weight
- Group Insurance
- Guarantee Period
- Guaranteed Death Benefit
- Guaranteed Income Contract / Gic
- Guaranteed Investment Contract
- Guaranteed Living Benefit
- Guaranteed Replacement Cost Coverage
- Guaranty Fund
- Gun Liability
- GVW
H
- Hacker Insurance
- Hard Market
- HCFA
- Health Care Financing Administration
- Health Maintenance Organization
- Highly Protected Risk
- HMO
- Homeowners Insurance Policy
- House Year
- HPR
- Hurricane Deductible
I
- I.C.C. Endorsement
- IASA
- IBNR
- ICC Endorsement
- ICPI
- Identity Theft Insurance
- IIA
- IIAA
- IMCA
- Immediate Annuity
- Incurred But Not Reported
- Incurred But Not Reported Losses / Ibnr
- Incurred Losses
- Indemnify
- Independent Agent
- Independent Insurance Agents Of America
- Individual Retirement Account
- Individual Retirement Account/ira
- Individual Risk Premium Modification Rating Plan
- Inflation Guard Clause
- Inland Marine Insurance
- Insolvency
- Institutional Investor
- Insurable Risk
- Insurance
- Insurance Accounting And Systems Association
- Insurance Crime Prevention Institute
- Insurance Guaranty Act
- Insurance Institute Of America, Inc.
- Insurance Marketing Communications Association
- Insurance Pool
- Insurance Regulatory Information System
- Insurance Regulatory Information System / Iris
- Insurance Retention Group
- Insurance Score
- Insurance Services Office
- Insurance-to-value
- Integrated Benefits
- Intermediation
- Internet Insurer
- Internet Liability Insurance
- Interstate Commerce Endorsement To Motor Truck Cargo Policies
- Investment Income
- IRA
- IRG
- IRIS
- IRPM
- ISO
J
- Joint And Survivor Annuity
- Joint Underwriting Association / Jua
- Joint Underwriting Associations
- JUA
- Judgment Rates
- Junk Bonds
K
- Key Person Insurance
- Kidnap/ransom Insurance
L
- L-share Variable Annuities
- Laddering
- LAE
- Law Of Large Numbers
- Liability Insurance
- Life Insurance
- Limits
- Line
- Line Of Business
- Liquidation
- Liquidity
- Liquor Liability
- Lloyd's Of London
- Lloyds
- LOB
- Long-term Care Insurance
- Loss
- Loss Adjustment Expense
- Loss Adjustment Expenses
- Loss Costs
- Loss Of Use
- Loss Ratio
- Loss Reserves
- Lost Policy Release
- LPR
M
- M&C
- MAIF
- Malpractice Insurance
- Managed Care
- Managing General Agent
- Manual
- Manufacturers And Contractors Liability Insurance
- Manufacturers Output Policy
- MAP
- Marine Insurance
- Maryland Automobile Insurance Fund
- Master Contract
- Maximum Foreseeable Loss
- Maximum Possible Loss
- Mccarran-ferguson Act
- Mediation
- Medicaid
- Medical Malpractice Insurance
- Medical Payments Insurance
- Medical Utilization Review
- Medicare
- Medigap/medsup
- MET
- MFL
- MGA
- Mine Subsidence Coverage
- Money Supply
- MOP
- Mortality And Expense (m&e) Risk Charge
- Mortgage Clause
- Mortgage Guarantee Insurance
- Mortgage Insurance
- Mortgage-backed Securities
- Motor Truck Cargo
- Motor Vehicle Accident Indemnification Corporation
- Motor Vehicle Report
- MPL
- MSO
- Multi-coverage Account Plan
- Multiple Employer Trust
- Multiple Peril Policy
- Municipal Bond Insurance
- Municipal Liability Insurance
- Mutual Holding Company
- Mutual Insurance Company
- Mutual Services Office
- MVR
N
- NAAIA
- NAFTA
- NAIA
- NAIB
- NAIC
- NAICS
- NAII
- NAIW
- Named Peril
- NAMIC
- NAPSLO
- NASD
- National African American Insurance Association
- National Association Of Independent Insurers
- National Association Of Insurance Agents
- National Association Of Insurance Brokers, Inc.
- National Association Of Insurance Commissioners
- National Association Of Insurance Women
- National Association Of Mutual Insurance Companies
- National Association Of Professional Surplus Lines Offices, Ltd.
- National Association Of Securities Dealers
- National Flood Insurance Program
- National Organization Of Life And Health Guaranty Associations
- National Risk Retention Association
- Negligence
- NEL
- Net Premiums Written
- No-fault
- No-fault Medical
- No-pay, No-play
- NOLHGA
- Non-admitted Assets
- Non-admitted Insurer
- Noneconomic Loss
- North American Free Trade Agreement
- North American Industry Classification System
- Notice Of Loss
- NRRA
- Nuclear Insurance
- Nursing Home Insurance
O
- OASDHI
- OCC
- Occupational Disease
- Occupational Safety And Health Act
- Occurrence Policy
- Ocean Marine Insurance
- OCIP
- OCP
- OEM
- Office Of The Comptroller Of Currency
- OL&T
- Old Age, Survivors, Disability And Health Insurance Act
- OLT
- Open Competition States
- Operating Expenses
- Options
- Ordinance Or Law Coverage
- Ordinary Life Insurance
- Original Equipment Manufacturer
- Original Equipment Manufacturer Parts / Oem
- OSHA
- Over-the-counter (otc)
- Owner-controlled Insurance Program
- Owners And Contractors Protective Liability Insurance
- Owners, Landlords And Tenants Liability Insurance
P
- P & I Insurance
- P.I.V.
- Package Policy
- Pay-at-the-pump
- PBGC
- Pension Benefit Guaranty Corporation
- Pensions
- Peril
- Personal Articles Floater
- Personal Injury Protection
- Personal Injury Protection Coverage / Pip
- Personal Lines
- Personal Property Floater
- PIA
- PIP
- PIPSO
- PLUS
- PML
- Point-of-service Plan
- Policy
- Policyholders' Surplus
- Political Risk Insurance
- Pollution Insurance
- Pool
- Post Indicator Valve
- Poultry Insurance
- PPF
- PPO
- Preferred Provider Organization
- Premises
- Premium
- Premium Tax
- Premiums In Force
- Premiums Written
- Primary Company
- Primary Market
- Prime Rate
- Prior Approval States
- Private Mortgage Insurance
- Private Placement
- Probable Maximum Loss
- Product Liability
- Product Liability Insurance
- Professional Insurance Agents
- Professional Liability Insurance
- Professional Liability Underwriters Society
- Proof Of Loss
- Property Insurance Plans Service Office
- Property/casualty Insurance
- Property/casualty Insurance Cycle
- Proposition 103
- Protection And Indemnity Insurance
- Purchasing Group
- Pure Life Annuity
Q
R
- Railroad Insurance Rating Bureau
- Rate
- Rate Regulation
- Rating Agencies
- Rating Bureau
- Real Estate Investments
- Receivables
- Reciprocal Exchange
- Redlining
- Registered Representative Errors And Omissions
- Reinsurance
- Renters Insurance
- Replacement Cost
- Reporting Policy
- Repurchase Agreement /'repo'
- Reserves
- Residual Market
- Retention
- Retrocession
- Retrospective Rating
- Return On Equity
- Rider
- RIMS
- RIRB
- Risk
- Risk And Insurance Management Society, Inc.
- Risk Management
- Risk Retention Groups
- Risk-based Capital
S
- Salvage
- SAP
- Savings Bank Life Insurance
- SBLI
- Schedule
- Secondary Market
- Section 403
- Securities And Exchange Commission / Sec
- Securities Outstanding
- Securitization Of Insurance Risk
- Self-insurance
- SEMCI
- SEP
- SERP
- Servicemen's Group Life Insurance
- SEUA
- Severity
- Sewer Back-up Coverage
- SGLI
- Shared Market
- SIA
- SIAA
- Simplified Employee Pension
- Single Entry Multiple Company Interface
- Single Interest Cover
- Single Premium Annuity
- Single Premium Deferred Annuity
- SITE
- SIU
- SMP
- Society Of Chartered Property & Casualty Underwriters
- Society Of Insurance Accountants
- Society Of Insurance Trainers And Educators
- Soft Market
- Solvency
- Southeastern Underwriters Association
- SPDA
- Special Investigative Unit
- Special Multi-peril Package
- Special Multi-peril Policy
- Spread Of Risk
- Stacking
- State Fund
- Statutory Accounting Principles
- Statutory Accounting Principles / Sap
- Stock Insurance Company
- Strategic Independent Agents Alliance
- Structured Settlement
- Subrogation
- Superfund
- Supplemental Executive Retirement Plan
- Surety Bond
- Surplus
- Surplus Lines
- Surrender Charge
- Swaps
T
- Tax-Sheltered Annuity
- Term Certain Annuity
- Term Life Insurance
- Territorial Rating
- Terrorism Coverage
- Third-party Administrator
- Third-party Coverage
- Time Deposit
- Title Insurance
- Tort
- Tort Law
- Tort Reform
- Total Loss
- Transparency
- Travel Insurance
- Treasury Securities
- Treaty Reinsurance
- TSA
U
- UL
- Umbrella Policy
- Unbundled Contracts
- Underground Storage Tank
- Underinsurance
- Underwriters Laboratories, Inc.
- Underwriting
- Underwriting Income
- Unearned Premium
- Uninsurable Risk
- Uninsured Motorists Coverage
- United States Aircraft Insurance Group
- Universal Life Insurance
- USAIG
- UST
- Utilization Review
V
- Valued Policy
- Vandalism
- Variable Annuity
- Variable Life Insurance
- Viatical Settlement Companies
- Void
- Volatility
- Volcano Coverage
- Volume
W
- Waiver
- War Risk
- Warranted No Known Or Reported Losses
- Warranty Insurance
- Water-damage Insurance Coverage
- Weather Derivative
- Weather Insurance
- Whole Life Insurance
- Windstorm Insurance
- WNKORL
- Workers Compensation
- Wrap-up Insurance
- Write
- Written Premiums
X
Y
- Yearly Renewable Term Insurance
Z

Loss Ratio

Percentage of each premium dollar an insurer spends on claims.

"Loss Ratio" In Context

"While acknowledging the importance of maintaining coverage, the department set hearings to examine whether to ban related financial incentives between banks and insurers and whether to require a minimum loss ratio like it does with health insurance ..."

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Loss Ratio

"Loss Ratio" In Context

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