A percentage or dollar amount added to a homeowner's insurance policy to limit an insurer's exposure to loss from a hurricane. Higher deductibles are instituted in higher risk areas, such as coastal regions. Specific details, such as the intensity of the storm for the deductible to be triggered and the extent of the high risk area, vary from insurer to insurer and state to state.

"Hurricane Deductible" In Context

"A hurricane deductible means the deductible doesn’t apply unless an official hurricane causes the damage. A wind deductible is the worst deductible for consumers and the best deductible for an insurance company. Golembeski is comparing apples to oranges ..."