File-and-use States
States where insurers must file rate changes with their regulators, but don't have to wait for approval to put them into effect.
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A
- A Rates
- A-share Variable Annuity
- A.S.
- AAIS
- AAMGA
- AAU
- Accelerated Death Benefits
- Accident And Health Insurance
- Accidental Death And Dismemberment Insurance
- Account Receivables
- ACFE
- ACORD
- Actual Cash Value
- Actuary
- AD&D
- ADA
- ADB
- Additional Living Expenses
- ADEA
- Adjuster
- Administrative Services Only
- Admitted Assets
- Admitted Company
- Adverse Selection
- Affinity Sales
- Aftermarket Parts
- Age Discrimination In Employment Act
- Agency Companies
- Agent
- AIA
- AIME
- AIU
- Alien Insurance Company
- Allied Lines
- Alphabet Broker
- Alternative Dispute Resolution / Adr
- Alternative Markets
- American Association Of Insurance Services
- American Association Of Managing General Agents
- American Insurance Association
- American International Underwriters Corporation
- American Society Of Insurance Management, Inc.
- American Trial Lawyers Association
- Americans With Disabilities Act
- Annual Annuity Contract Fee
- Annual Renewable Term Insurance
- Annual Statement
- Annuitant
- Annuitization
- Annuity
- Annuity Accumulation Phase Or Period
- Annuity Administrative Charges
- Annuity Beneficiary
- Annuity Contract
- Annuity Contract Owner
- Annuity Death Benefits
- Annuity Insurance Charges
- Annuity Investment Management Fee
- Annuity Issuer
- Annuity Prospectus
- Annuity Purchase Rate
- Antitrust Laws
- Apportionment
- Appraisal
- Arbitration
- Arson
- AS0
- ASIM
- Asset-backed Securities
- Assets
- Assigned Risk Plans
- Associated Aviation Underwriters
- Association For Cooperative Operations Research And Development
- Association Of Certified Fraud Examiners
- Association Of Trial Lawyers Of America
- ATLA
- AUS
- Auto Insurance Policy
- Auto Insurance Premium
- Automated Underwriting Systems
- Automatic Sprinkler
- Automatic Sprinklers
- Average Indexed Monthly Earnings
- Aviation Insurance
-
B
- B-share Variable Annuity
- Balance Sheet
- Bank Holding Company
- Basis Point
- Beach And Windstorm Plans
- BI
- Binder
- Blanket Insurance
- Bodily Injury
- Bodily Injury Liability Coverage
- Boiler And Machinery Insurance
- Bond
- Bond Rating
- Book Of Business
- BOP
- Broker
- Burglary And Theft Insurance
- Business Income And Extra Expense Insurance
- Businessowners Policy
-
C
- C-share Variable Annuities
- California Insurance Wholesalers Association
- Capacity
- Capital
- Capital Markets
- Captive Agent
- Captive Insurance Company Association
- Captives
- Car Year
- Carriage Of Goods By Sea Act
- Case Management
- Catastrophe
- Catastrophe Bonds
- Catastrophe Cover
- Catastrophe Deductible
- Catastrophe Factor
- Catastrophe Model
- Catastrophe Reinsurance
- CE
- Cell Phone Insurance
- Central Processing Unit
- Certified Insurance Counselor
- CGL
- Chartered Financial Consultant / Chfc
- Chartered Life Underwriter
- Chartered Life Underwriter / Clu
- Chartered Property Casualty Underwriter
- Chartered Property/casualty Underwriter / Cpcu
- Chief Risk Officer
- CIC
- CICA
- CIF
- CIWA
- Claims Made Policy
- CLU
- COB
- Cobra
- COGSA
- COIL
- Coinsurance
- Collateral
- Collateral Source Rule
- Collision Coverage
- Combined Ratio
- Commercial General Liability Insurance / Cgl
- Commercial General Liability Policy
- Commercial Lines
- Commercial Multiple Peril Policy
- Commercial Package Policy
- Commercial Paper
- Commission
- Community Rating Laws
- Competitive Replacement Parts
- Competitive State Fund
- Complaint Ratio
- Completed Operations Coverage
- Comprehensive Coverage
- Compulsory Auto Insurance
- Conference Of Insurance Legislators
- Consolidated Omnibus Budget Reconciliation Act Of 1985
- Contingent Liability
- Continuing Education
- Coordination Of Benefits
- Cost, Insurance And Freight
- Coverage
- CPCU
- CPP
- CPU
- Crash Parts
- Credit
- Credit Derivatives
- Credit Enhancement
- Credit Insurance
- Credit Life Insurance
- Credit Rating
- Credit Score
- Crime Insurance
- CRO
- Crop-hail Insurance
-
D
- Declaration
- Deductible
- Defense Research Institute, Inc.
- Deferred Annuity
- Defined Benefit Plan
- Defined Contribution Plan
- Demand Deposit
- Demutualization
- Depository Institution
- Deregulation
- Derivatives
- Diagnostic Related Group
- DIC
- Difference In Conditions
- Difference In Conditions Insurance
- Diminution Of Value
- Direct Premiums
- Direct Sales/ Direct Response
- Direct Writers
- Directors And Officers Liability Insurance/d&o
- Dividend
- Domestic Insurance Company
- DRG
- DRI
-
E
- Early Warning System
- Earned Premium
- Earthquake Insurance
- ECO
- Economic Loss
- EDP
- EEOC
- EIFS
- Election Period
- Elective Contributions 401
- Electronic Commerce / E-commerce
- Electronic Data Processing Coverage
- Elimination Period
- Employee Dishonesty Coverage
- Employee Retirement Income Security Act / Erisa
- Employee Retirement Income Security Act Of 1974
- Employee Stock Ownership Plan
- Employer’s Liability
- Employment Practices Liability Coverage
- Employment Related Practices Liability Insurance
- Employment-related Practices Liability
- Endorsement
- Environmental Impairment Liability Coverage
- Environmental Protection Agency
- EPA
- EPL
- EPLI
- Equal Employment Opportunity Commission
- Equity
- Equity Indexed Annuity
- ERISA
- ERP
- ERPL
- Errors And Omissions Coverage / E&o
- Escrow Account
- ESOP
- Excess And Surplus Lines
- Excess Of Loss Reinsurance
- Excess Worker Compensation
- Exclusion
- Exclusive Agent
- Exclusive Remedy
- Expense Ratio
- Experience
- Exposure
- Extended Coverage
- Extended Replacement Cost Coverage
- Extended Reporting Period
- Exterior Insulation And Finish Systems
- Extra Contractual Obligations
-
F
- F.I.A.
- Facultative Reinsurance
- Fair Access To Insurance Requirements Plans / Fair Plans
- Fair Credit Reporting Act
- Farmowners-ranchowners Insurance
- Farmowners-ranchowners Policy
- FAS
- FASB
- FC&S
- FCIA
- FCRA
- Federal Employees' Group Life Insurance Policy
- Federal Funds
- Federal Insurance Administration / Fia
- Federal Reserve Board
- FEGLI
- Fellow Of The Institute Of Actuaries
- FIA
- Fidelity Bond
- Fiduciary Bond
- Fiduciary Liability
- File-and-use States
- Financial Accounting Standards Board
- Financial Guarantee Insurance
- Financial Responsibility Law
- Finite Risk Reinsurance
- Fire Insurance
- First Surplus Treaty
- First-party Coverage
- Fixed Annuity
- Floater
- Flood Insurance
- FO-RO
- FOB
- Forced Place Insurance
- Foreign Credit Insurance Association
- Foreign Insurance Company
- FPA
- Fraud
- Free Along Side
- Free Of Capture & Seizure
- Free Of Particular Average
- Free On Board
- Free-look Period
- Frequency
- Fronting
- Full Interest Admitted
- Futures
-
G
- GAAP
- Gap Insurance
- Garagekeepers Legal Liability
- Generally Accepted Accounting Principles
- Generally Accepted Accounting Principles/gaap
- Generic Auto Parts
- GIC
- GKLL
- Glass Insurance
- GLB
- GNWPI
- Graduated Driver Licenses
- Gramm-leach-bliley Act
- Gross Net Written Premium Income
- Gross Vehicle Weight
- Group Insurance
- Guarantee Period
- Guaranteed Death Benefit
- Guaranteed Income Contract / Gic
- Guaranteed Investment Contract
- Guaranteed Living Benefit
- Guaranteed Replacement Cost Coverage
- Guaranty Fund
- Gun Liability
- GVW
- H
-
I
- I.C.C. Endorsement
- IASA
- IBNR
- ICC Endorsement
- ICPI
- Identity Theft Insurance
- IIA
- IIAA
- IMCA
- Immediate Annuity
- Incurred But Not Reported
- Incurred But Not Reported Losses / Ibnr
- Incurred Losses
- Indemnify
- Independent Agent
- Independent Insurance Agents Of America
- Individual Retirement Account
- Individual Retirement Account/ira
- Individual Risk Premium Modification Rating Plan
- Inflation Guard Clause
- Inland Marine Insurance
- Insolvency
- Institutional Investor
- Insurable Risk
- Insurance
- Insurance Accounting And Systems Association
- Insurance Crime Prevention Institute
- Insurance Guaranty Act
- Insurance Institute Of America, Inc.
- Insurance Marketing Communications Association
- Insurance Pool
- Insurance Regulatory Information System
- Insurance Regulatory Information System / Iris
- Insurance Retention Group
- Insurance Score
- Insurance Services Office
- Insurance-to-value
- Integrated Benefits
- Intermediation
- Internet Insurer
- Internet Liability Insurance
- Interstate Commerce Endorsement To Motor Truck Cargo Policies
- Investment Income
- IRA
- IRG
- IRIS
- IRPM
- ISO
- J
- K
-
L
- L-share Variable Annuities
- Laddering
- LAE
- Law Of Large Numbers
- Liability Insurance
- Life Insurance
- Limits
- Line
- Line Of Business
- Liquidation
- Liquidity
- Liquor Liability
- Lloyd's Of London
- Lloyds
- LOB
- Long-term Care Insurance
- Loss
- Loss Adjustment Expense
- Loss Adjustment Expenses
- Loss Costs
- Loss Of Use
- Loss Ratio
- Loss Reserves
- Lost Policy Release
- LPR
-
M
- M&C
- MAIF
- Malpractice Insurance
- Managed Care
- Managing General Agent
- Manual
- Manufacturers And Contractors Liability Insurance
- Manufacturers Output Policy
- MAP
- Marine Insurance
- Maryland Automobile Insurance Fund
- Master Contract
- Maximum Foreseeable Loss
- Maximum Possible Loss
- Mccarran-ferguson Act
- Mediation
- Medicaid
- Medical Malpractice Insurance
- Medical Payments Insurance
- Medical Utilization Review
- Medicare
- Medigap/medsup
- MET
- MFL
- MGA
- Mine Subsidence Coverage
- Money Supply
- MOP
- Mortality And Expense (m&e) Risk Charge
- Mortgage Clause
- Mortgage Guarantee Insurance
- Mortgage Insurance
- Mortgage-backed Securities
- Motor Truck Cargo
- Motor Vehicle Accident Indemnification Corporation
- Motor Vehicle Report
- MPL
- MSO
- Multi-coverage Account Plan
- Multiple Employer Trust
- Multiple Peril Policy
- Municipal Bond Insurance
- Municipal Liability Insurance
- Mutual Holding Company
- Mutual Insurance Company
- Mutual Services Office
- MVR
-
N
- NAAIA
- NAFTA
- NAIA
- NAIB
- NAIC
- NAICS
- NAII
- NAIW
- Named Peril
- NAMIC
- NAPSLO
- NASD
- National African American Insurance Association
- National Association Of Independent Insurers
- National Association Of Insurance Agents
- National Association Of Insurance Brokers, Inc.
- National Association Of Insurance Commissioners
- National Association Of Insurance Women
- National Association Of Mutual Insurance Companies
- National Association Of Professional Surplus Lines Offices, Ltd.
- National Association Of Securities Dealers
- National Flood Insurance Program
- National Organization Of Life And Health Guaranty Associations
- National Risk Retention Association
- Negligence
- NEL
- Net Premiums Written
- No-fault
- No-fault Medical
- No-pay, No-play
- NOLHGA
- Non-admitted Assets
- Non-admitted Insurer
- Noneconomic Loss
- North American Free Trade Agreement
- North American Industry Classification System
- Notice Of Loss
- NRRA
- Nuclear Insurance
- Nursing Home Insurance
-
O
- OASDHI
- OCC
- Occupational Disease
- Occupational Safety And Health Act
- Occurrence Policy
- Ocean Marine Insurance
- OCIP
- OCP
- OEM
- Office Of The Comptroller Of Currency
- OL&T
- Old Age, Survivors, Disability And Health Insurance Act
- OLT
- Open Competition States
- Operating Expenses
- Options
- Ordinance Or Law Coverage
- Ordinary Life Insurance
- Original Equipment Manufacturer
- Original Equipment Manufacturer Parts / Oem
- OSHA
- Over-the-counter (otc)
- Owner-controlled Insurance Program
- Owners And Contractors Protective Liability Insurance
- Owners, Landlords And Tenants Liability Insurance
-
P
- P & I Insurance
- P.I.V.
- Package Policy
- Pay-at-the-pump
- PBGC
- Pension Benefit Guaranty Corporation
- Pensions
- Peril
- Personal Articles Floater
- Personal Injury Protection
- Personal Injury Protection Coverage / Pip
- Personal Lines
- Personal Property Floater
- PIA
- PIP
- PIPSO
- PLUS
- PML
- Point-of-service Plan
- Policy
- Policyholders' Surplus
- Political Risk Insurance
- Pollution Insurance
- Pool
- Post Indicator Valve
- Poultry Insurance
- PPF
- PPO
- Preferred Provider Organization
- Premises
- Premium
- Premium Tax
- Premiums In Force
- Premiums Written
- Primary Company
- Primary Market
- Prime Rate
- Prior Approval States
- Private Mortgage Insurance
- Private Placement
- Probable Maximum Loss
- Product Liability
- Product Liability Insurance
- Professional Insurance Agents
- Professional Liability Insurance
- Professional Liability Underwriters Society
- Proof Of Loss
- Property Insurance Plans Service Office
- Property/casualty Insurance
- Property/casualty Insurance Cycle
- Proposition 103
- Protection And Indemnity Insurance
- Purchasing Group
- Pure Life Annuity
- Q
-
R
- Railroad Insurance Rating Bureau
- Rate
- Rate Regulation
- Rating Agencies
- Rating Bureau
- Real Estate Investments
- Receivables
- Reciprocal Exchange
- Redlining
- Registered Representative Errors And Omissions
- Reinsurance
- Renters Insurance
- Replacement Cost
- Reporting Policy
- Repurchase Agreement /'repo'
- Reserves
- Residual Market
- Retention
- Retrocession
- Retrospective Rating
- Return On Equity
- Rider
- RIMS
- RIRB
- Risk
- Risk And Insurance Management Society, Inc.
- Risk Management
- Risk Retention Groups
- Risk-based Capital
-
S
- Salvage
- SAP
- Savings Bank Life Insurance
- SBLI
- Schedule
- Secondary Market
- Section 403
- Securities And Exchange Commission / Sec
- Securities Outstanding
- Securitization Of Insurance Risk
- Self-insurance
- SEMCI
- SEP
- SERP
- Servicemen's Group Life Insurance
- SEUA
- Severity
- Sewer Back-up Coverage
- SGLI
- Shared Market
- SIA
- SIAA
- Simplified Employee Pension
- Single Entry Multiple Company Interface
- Single Interest Cover
- Single Premium Annuity
- Single Premium Deferred Annuity
- SITE
- SIU
- SMP
- Society Of Chartered Property & Casualty Underwriters
- Society Of Insurance Accountants
- Society Of Insurance Trainers And Educators
- Soft Market
- Solvency
- Southeastern Underwriters Association
- SPDA
- Special Investigative Unit
- Special Multi-peril Package
- Special Multi-peril Policy
- Spread Of Risk
- Stacking
- State Fund
- Statutory Accounting Principles
- Statutory Accounting Principles / Sap
- Stock Insurance Company
- Strategic Independent Agents Alliance
- Structured Settlement
- Subrogation
- Superfund
- Supplemental Executive Retirement Plan
- Surety Bond
- Surplus
- Surplus Lines
- Surrender Charge
- Swaps
- T
- U
- V
- W
- X
- Y
- Z