Covers a building and its contents, but includes a large percentage deductible on each. A special policy or endorsement exists because earthquakes are not covered by standard homeowners or most business policies.

"Earthquake Insurance" In Context

"Since earthquakes in East Texas are so far and few, insurance agents say most Texans don't have earthquake insurance. They say the standard Texas policy does cover fire, wind storms, lightning and hurricanes. Mainly because Texas is more likely to be ..."