Insurance companies that sell directly to the public using exclusive agents or their own employees, through the mail, by telephone or via the Internet. Large insurers, whether predominately direct writers or agency companies, are increasingly using many different channels to sell insurance. In reinsurance, denotes reinsurers that deal directly with the insurance companies they reinsure without using a broker.

"Direct Writers" In Context

"He has over 37 years of underwriting experience split between direct writers and reinsurers. He completed Beginning and Advanced Life Table Methodology which studies methods for translating clinical medical research into mortality risk ..."